O Google Pay now accepts debit and credit cards from the banner Link issued by Bradesco and Bank of Brazil: it is possible to register them in the Android application and, through a mobile phone with NFC, make payments by approach in physical stores. Elo cards can also be used in Apple Pay, but are not supported by Samsung Pay.
In a statement, Elo explains that Google Pay accepts its credit and debit cards. To register, you need to open the application – or install it from the Play Store – and insert the requested data, such as the card number and your cell phone number. Afterwards, you will have to confirm your identity. Once this is done, it will be possible to use the cell phone for contactless payments.
Then, instead of taking the card out of your pocket, you can just unlock your smartphone and move it closer to the payment machine. If the transaction is up to R $ 50, it will not be necessary to enter the password, speeding up the process.
You can also use Google Pay with cards from Itaú, Caixa, Next, Banrisul, Brasil Pré-Pagos and others; check the complete list here. It is compatible with cell phones running Android 5.0 Lollipop or higher that have NFC. There is some restrictions: for example, the device cannot have root access or modified ROM.
Apple Pay accepts Elo cards on iPhone and Watch
Since May, Apple Pay accepts Elo cards issued by Bradesco and Banco do Brasil, both credit and debit, allowing payments to be made via iPhone and Apple Watch. In turn, Samsung Pay only supports Visa and Mastercard cards.
Google Pay, Apple Pay and Samsung Pay use something called tokenization. The cell phone does not send your card data to the machine because that would be unsafe. Instead, it transmits a kind of virtual card that is validated to authorize payment.
What if the phone is stolen? It needs to be unlocked to make payments, and will only be able to make transactions of up to R $ 50 without the card password. In addition, Google, Apple and Samsung offer ways to lock the smartphone remotely.